Find money owed to me

Search official, free databases for unclaimed property, lost retirement accounts, life insurance and settlement refunds. Pick one, copy the prompt, and follow the steps.

What do these labels mean?
  • Free No cost at all.
  • Free option available Paid upgrades exist, but the free version works for this.
  • Costs money You pay a set price or subscription.
  • Takes a cut of savings Charges a percentage of what it saves you.
  • Time · Difficulty Our estimates for a typical first try, not guarantees.
  • Reported What the linked source says happened, often self-reported. Your results will vary.

GuideSteps + prompt · no verified example yet

Find and safely file class-action settlement and FTC refund claims

Use AI to check whether you qualify for open settlements and to confirm a claim site is legitimate before you enter any personal data.

10–20 min (estimated time)Easy difficulty (estimate)

Free (No cost at all)

Unclaimed Money

GuideSteps + prompt · no verified example yet

Find lost 401(k)s and pensions from old jobs

Use the Department of Labor's Retirement Savings Lost and Found and PBGC's search to track down retirement money from past employers.

20–40 min (estimated time)Medium difficulty (estimate)

Free (No cost at all)

Unclaimed Money

GuideSteps + prompt · no verified example yet

Find a deceased relative's life insurance policy

The NAIC Life Insurance Policy Locator is free and asks participating insurers to check for policies. AI can help you organize the paperwork.

15–20 min (estimated time)Easy difficulty (estimate)

Free (No cost at all)

Unclaimed Money

GuideSteps + prompt · no verified example yet

Check whether the IRS owes you a refund from a year you didn't file

If you didn't file a return in a year when tax was withheld, you may be owed a refund, but only for about three years.

1–2 hrs (estimated time)Medium difficulty (estimate)

Free option available (Paid upgrades exist, but the free version works for this)

Unclaimed Money

GuideSteps + prompt · no verified example yet

Claim lost or matured US savings bonds through TreasuryDirect

Paper savings bonds stop earning interest after maturity, and lost bonds can still be replaced or cashed. AI can help you through the forms.

30–60 min (estimated time)Medium difficulty (estimate)

Free option available (Paid upgrades exist, but the free version works for this)

Unclaimed Money

GuideSteps + prompt · no verified example yet

Search the FDIC for unclaimed deposits from a failed bank

If your old bank failed, the FDIC may still hold your deposit or check. Search its free database, then your state's.

10–15 min (estimated time)Easy difficulty (estimate)

Free option available (Paid upgrades exist, but the free version works for this)

Unclaimed Money

GuideSteps + prompt · no verified example yet

Search the NCUA for unclaimed deposits from a closed credit union

Credit unions that closed may leave unclaimed shares behind. The NCUA lists them for free.

10 min (estimated time)Easy difficulty (estimate)

Free option available (Paid upgrades exist, but the free version works for this)

Unclaimed Money

GuideSteps + prompt · no verified example yet

Check if HUD owes you an FHA mortgage insurance refund

If you had an FHA-insured mortgage, you may be owed a refund of part of the upfront mortgage insurance premium. HUD's lookup is free.

10 min (estimated time)Easy difficulty (estimate)

Free option available (Paid upgrades exist, but the free version works for this)

Unclaimed Money

GuideSteps + prompt · no verified example yet

Search for back wages the Labor Department recovered for you

The US Department of Labor recovers back wages from employers and holds some for workers it can't find. Search its free database.

10 min (estimated time)Easy difficulty (estimate)

Free option available (Paid upgrades exist, but the free version works for this)

Unclaimed Money

GuideSteps + prompt · no verified example yet

Check SEC distributions to harmed investors (Fair Funds)

When the SEC penalizes firms, it sometimes returns money to harmed investors. AI can help you check whether you're eligible.

20–30 min (estimated time)Medium difficulty (estimate)

Free option available (Paid upgrades exist, but the free version works for this)

Unclaimed Money

Other goals