Pick a cheaper electricity plan using your real usage data

In deregulated markets like Texas, feed your smart-meter usage and the plans' fact labels (EFLs) to AI to estimate true yearly cost.

Real exampleNone verified yetGuide + prompt only.
Cost Free (No cost at all)Every tool listed is free.
Time (estimate)30–45 min
Difficulty (estimate)MediumSome paperwork, phone calls or comparing options.

1. Copy this prompt

Paste it into ChatGPT, Claude, Gemini or Grok (the free versions work), then replace the [highlighted brackets] with your details. Leave out account numbers and SSNs.

Here's my monthly electricity usage for the last 12 months in kWh: [LIST]. Here are the Electricity Facts Labels for [N] plans: [PASTE]. For each plan, calculate the estimated bill for each month (including base charges, tiers and bill credits) and the 12-month total. Rank them, and point out any plan that's only cheap within a narrow usage band. List contract and fee details I should double-check.

2. Follow these steps

(stored only in your browser; uncheck to erase)

What to expect, and what to do if they say no

What to expect

  • Plan rates depend on how much you use, so use your actual monthly usage when comparing.
  • Watch for minimum-usage charges and teaser rates.

If they say no

  • If you're under contract, check the early-termination fee against the savings.
  • Set a reminder before your contract ends so you don't roll onto an expensive variable rate.

What happened when people tried it

  • We haven't verified a real-world example for this one yet, so it's a tool guide plus a prompt. Tried it? Tell us what happened (link below).

Why this works

The problem: Headline per-kWh rates hide bill credits, tiers and base charges that change what you actually pay.

How AI helps: AI can apply each plan's pricing to your actual monthly usage and rank plans by total yearly cost.

Tools & what they cost

ToolCost
Power to Choose (official Texas PUC site) Free (No cost at all)
Free
Smart Meter Texas (usage data) Free (No cost at all)
Free
Clear Energy Facts ChatGPT plugin
Supplies plan/EFL data to ChatGPT; informational only
Free (No cost at all)
Free
What do these labels mean?
  • Free No cost at all.
  • Free option available Paid upgrades exist, but the free version works for this.
  • Costs money You pay a set price or subscription.
  • Takes a cut of savings Charges a percentage of what it saves you.
  • Time · Difficulty Our estimates for a typical first try, not guarantees.
  • Reported What the linked source says happened, often self-reported. Your results will vary.

Watch out for

  • Tool-based entry. Users on r/TexasEnergyShopping discuss AI comparisons, but we haven't verified specific savings figures.
  • Plan prices change daily. Verify the current EFL before enrolling.

Sources

Last verified 2026-10-19. Not financial, legal, tax or medical advice. Disclaimer.

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