Compare prescription prices across GoodRx, Cost Plus Drugs and your insurance

Before your next refill, have AI build a checklist and comparison table so you pick the cheapest legitimate way to fill it.

Real exampleNone verified yetGuide + prompt only.
Cost Free option available (Paid upgrades exist, but the free version works for this)You can do this for $0. Some tools offer paid upgrades you don't need.
Time (estimate)15–20 min
Difficulty (estimate)EasyOne sitting, no special knowledge needed.

1. Copy this prompt

Paste it into ChatGPT, Claude, Gemini or Grok (the free versions work), then replace the [highlighted brackets] with your details. Leave out account numbers and SSNs.

I take [DRUG NAME] [DOSE], [QUANTITY] per [30/90] days. My insurance copay is $[X] (or I'm uninsured). Prices I found: GoodRx at [PHARMACY]: $[Y]; Cost Plus Drugs: $[Z] plus shipping; other: [ANY]. 1) Build a per-month cost table. 2) Tell me whether paying cash outside insurance would still count toward my deductible (and what to ask my insurer). 3) List questions for my pharmacist or doctor about generics, alternative strengths or a 90-day supply. Don't invent prices; work only with the ones I gave you.

2. Follow these steps

(stored only in your browser; uncheck to erase)

What to expect, and what to do if they say no

What to expect

  • Pharmacists can usually run your insurance and a discount price and tell you which is lower.

If they say no

  • Ask the manufacturer about patient assistance or copay programs.
  • Ask your doctor about a therapeutic alternative on your plan's formulary.

What happened when people tried it

  • We haven't verified a real-world example for this one yet, so it's a tool guide plus a prompt. Tried it? Tell us what happened (link below).

Why this works

The problem: The same prescription can cost very different amounts depending on the pharmacy, insurance, discount cards or mail order.

How AI helps: AI can tell you what to compare (insurance copay, discount-card price, mail-order cash price, 90-day supply, generics) and help you fill in a table from the official sites.

Tools & what they cost

ToolCost
ChatGPT Free option available (Paid upgrades exist, but the free version works for this)
Free tier; paid plans available
Claude Free option available (Paid upgrades exist, but the free version works for this)
Free tier; paid plans available
GoodRx
Discount prices at local pharmacies
Free option available (Paid upgrades exist, but the free version works for this)
Free coupons; paid Gold membership available
Mark Cuban Cost Plus Drug Company
Mail-order pharmacy with published markup
Costs money: Varies by drug; shown before checkout (You pay a set price or subscription)
Pay per prescription
What do these labels mean?
  • Free No cost at all.
  • Free option available Paid upgrades exist, but the free version works for this.
  • Costs money You pay a set price or subscription.
  • Takes a cut of savings Charges a percentage of what it saves you.
  • Time · Difficulty Our estimates for a typical first try, not guarantees.
  • Reported What the linked source says happened, often self-reported. Your results will vary.

Watch out for

  • No verified AI-specific success story yet. This is a how-to guide built on official sources.
  • Discount-card cash prices usually don't count toward your insurance deductible unless your insurer says so.
  • Never change a dose or switch drugs without your prescriber's OK.
  • Prices change often; recheck before each refill.

Sources

Last verified 2026-10-19. Not financial, legal, tax or medical advice. Disclaimer.

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